How to Prepare for a Storm: A Guide for Homeowners
September is the most active month for hurricanes. Not surprisingly, 2020 is also predicted to have an above-normal Atlantic hurricane season.
Even if you don’t live in a hurricane-prone area, other severe storms can still impact you. Knowing how to prepare for a storm is the best way to keep your family – and your assets – safe. Take a look at these five important tips.
1. Pack an Emergency Kit
One of the first steps in prepping for emergencies is ensuring you have all the supplies you need. Some of the things to include in your kit include:
- Nonperishable food
- Bottled water
- Flashlight and batteries
- Hand sanitizer and wipes
- Paper plates, cups, and utensils
- Clean clothing
If you have children or pets, make sure you also gather all the things they need. This includes food, toys, bedding, etc.
2. Get Ready for Power Outages
It’s very common to lose power during a big storm, so make sure you have a plan for what to do during a power outage. Having a source of backup power, like a whole-house or standby backup generator is a great idea.
Make sure you have plenty of fuel for your generator and keep up with maintenance. It’s also a great idea to test your system before storm season starts.
3. Prepare for Evacuation
There’s always a chance that you and your family could be required to evacuate. In this case, you’ll want to have evacuation bags packed for each family member and each pet.
Also use a storm and fireproof box to hold your financial, legal, and insurance paperwork, car titles, home deeds, marriage licenses, and health records. Put everything in there ahead of time so you can easily grab it if you need to evacuate.
4. Review Your Insurance Coverage
Before storm season starts, you’ll want to review your homeowner’s insurance policy to make sure you have sufficient coverage. If you live in a flood zone, check that you have flood insurance as well. Even if you’re not in a flood zone, this is good protection to have if you can afford it.
5. Have an Emergency Fund
Did you know that 40% of Americans don’t have enough savings to cover a $1,000 emergency? If a major storm does damage to your home, you’ll need some cash to cover it. Even if you have good insurance, there’s usually a deductible you’ll have to pay.
- Do yourself a favor and start putting away some money now. If something happens, you’ll be glad you did!
Knowing How to Prepare for a Storm Is the First Step
Now that you know how to prepare for a storm, you’ve taken an important first step. However, this knowledge won’t do you a lot of good if you don’t actually take action. Start gathering your emergency preparation supplies today, because you never know when disaster will strike!
Before you go, though, take a few minutes to browse through some more of our blog posts. We’ve got valuable information about home care and more. You never know what you’re going to find!