It’s no surprise that with the current demands of the UK housing market, a lot of people are looking to reside elsewhere with the rapid increase of property values. Though it proves to be profitable for investors and homeowners, those who are looking to find a place to settle down will see that it’s a little bit tricky to sustain themselves with the rising prices. Moving might be one of the more stressful things that you need to deal with, but it might be the best decision for you in the meantime as the property market is facing one of its greatest booms yet. To help you in your transition, here are three stages that will help you through the process of finding a better home.
1. Having a battle plan
You can’t just get up and leave where you live of course. Moving takes weeks or even months of planning to make sure that you have things all in order. If you’re part of the majority of citizens who cannot focus your weeks entirely on moving out of your current living arrangements, then it’s a smart move to prepare ahead.
Having a schedule of tasks will not just help you be organised but can remind you of the essentials of moving. Scheduling your activities will ensure that you won’t be burned out by dealing with moving and will give you a convenient record of things that you’ve accomplished and things you have yet to do. You can plan your move as far as half a year or four months before moving day, depending on how many things you must deal with, and the free time that you have.
2. Making lists
Together with your schedule, you need to keep track of your activities through archiving. Having a catalogue of your belongings, things you need to do, people you need to contact, and more, can be a very tiring task. Taking the time to make these lists might scare you at first, but it’ll get more rewarding by the day once you get to see a fully organised list and crossed out items.
3. Securing your mortgage
Whether or not you own a studio unit or a small house, you will still have to deal with the finances. Before you change living spaces, make sure that you’re eligible to move out by settling your accounts and making sure that you have good credit. Securing your mortgage in your current place together with your next home are the essentials that you should consider when relocating.
The most common choice for getting a mortgage is through banks, but there’s an alternative that can be a little bit trickier but is sure to save you on expenses. Consulting an insurance broker on websites like Mortgage Wise can give you that much-needed second opinion when looking for lenders online. Finding a lender that can offer better terms and rates over local banks can provide you with that springboard to deal with other matters while having fewer worries about your monthly mortgage payments.